Services

Klaraos offers a large array of services that create full service environment for our clients. Many of the traditional Wealth Management and Private Wealth Services firms are not able to package a similar line of services under one roof.

Life Priorities

We know that your life revolves around more than just your investment world. By properly planning, Klaraos can help you understand debt use, cash flows, asset purchases, expected investment returns, and even the implications of child planning.

Asset Protection

Creating assets is one thing; properly ensuring their protection is a different story. With advice on loans, umbrella insurance policies, insurance provided by entity structures, and offshore placements, Klaraos can help protect your assets.

Asset Management

Using a top down business cycle approach, Klaraos tactically deploys your investments to work where they best fit. As Registered Investment Advisors, Klaraos does not just invest in the Bond and Stock Markets; we look at all potential investments, and include Real Estate holdings and Private Placements to help reduce downside volatility in your overall portfolio.

Tax Implications

While taxes are always going to be a part of life, planning can be done to shelter a client from certain levels of payments. Many of our clients are able to set up Pension Plans and offshore trusts that help further protect your assets.

Change Management

Change management is one of the unique services that sets Klaraos apart from other firms. Change management includes:

Asset Separation
This category includes asset separation for newly remarried, disagreements, financial separation, as well as divorce.
Single Women
Family structures
Often times, familial issues revolve around assets.
Our services can include any potential conflict resolution that revolves around continuity and sibling issues.

Estate Planning

Properly planning your estate is one of the most difficult, yet underperformed responsibilities someone should handle. At Klaraos, we can help plan your full estate, offering tax planning, asset protection, legacies and foundations, as well as set up asset transfer upon transition.

Because Klaraos offers all of these services, it enables us to set ourselves apart from traditional financial firms or brokerage houses while allowing us to completely focus on the clients needs and dreams for their lifestyle.

Background and Philosophy

Written by Administrator | 15 December 2008

Klaraos Asset Allocation

• At various times over the life of a portfolio, different investments will be outperforming and others underperforming. We take advantage of this fact and benefit from this systematic inefficiency making it a plus for our investing style.

• Klaraos employs a disciplined process to shift the portfolio allocation toward different asset categories at relative business cycle and valuation extremes to improve the risk and return profile of the portfolio.

• Success with the Klaraos asset allocation model requires strict money management and the ability to differentiate between short-term and longer term trends.

The Klaraos Asset Allocation Model is very effective in both Trend and volatile Trading Range based market environments.

Klaraos Asset Allocation Model

How we manage risk

• We use strong analytical tools to track and anticipate major market changes.

• We recognize the validation signs of new market conditions

• We recognize a trending market or a trading range market and investing across the appropriate time horizon.

• We validate our assumptions by assessing the movement of smart money (price changes) before risking client funds.

• We do not pre-empt the smart/big money, but benefit from it’s movements.

• We protect against downside volatility using stops and hedging

About Us

Written by Administrator | 19 November 2008

Based in Incline Village, Lake Tahoe, with service hubs all over the country, our team strives to provide success to individuals and families with very dynamic and tactical wealth care. Our name, Klaraos is a play on the word Klarit, which means "clarity" in German, while the "AOS" that finishes our name is a play on Chaos.  We quite simply want to represent Clarity through Chaos, or Klaraos.

Klaraos Team

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CEO and Founder

Graduating from St. Louis, from where he later earned an MBA, JJ began his career as a CPA in an accountancy practice in St. Louis. Later he joined Coopers and Lybrand, now known as PriceWaterhouseCoopers. During his time as a public accountant, he worked closely with clients in small and large businesses on financial issues, particularly in the medical industry. Later he further developed his skills in mergers and acquisitions and was instrumental in leading companies through the M&A process – creating exit strategies for owners and developing acquisition financial packages.

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Graduating from University of Nevada, Reno with her B.S. in Marketing, Sydney has had extensive experience in client relations, human resource management and wealth management operations that aid in her drive and determination to deliver the most to clients. Along with being a Realtor and many years of experience in the real estate field, she has worked along side some of the top marketing minds in the world today to better understand the lines of communication and client trust that enable a successful and honest financial environment. The Klaraos team strives to develop a personal, private, and long term relationship with you built on mutual trust with a deep understanding of your financial and personal world.

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Graduating from The University of Arizona with a B.S. in Finance and Entrepreneurship, Geoff began his career as the Vice President of Zahler Enterprises, Inc., a Real Estate Development and General Contracting corporation in Incline Village.  Handling all financial responsibilities for the company, Geoff worked closely with investors, lenders and subcontractors to ensure proper financial reporting during the acquisition, construction, and sale phases.  Since joining Klaraos, Geoff has earned his Investment Advisor Representative license to help better suit its clients needs.

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The newest member to the Klaraos team, Tim graduated from Sierra Nevada College in 2007 with a B.S. in Ski Business Management.  An internship at Sugar Bowl Ski Resort turned into a fulltime position in the accounting department.  He brings to Klaraos his experience working for Sugar Bowl, along with two decades of experience from his families farming business back in Washington State.  Tim is currently enjoying all that Lake Tahoe has to offer with his wife and is contemplating furthering his education at the University of Nevada, Reno.

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A recent graduate from Sierra Nevada College in Incline Village, Martina brings to Klaraos a double major in Business Management and International Business. Martina grew up in Sweden, attending four years at Malung’s Alpine Ski high school in Sweden. Her experience and love for the sport encouraged her to look for colleges with ski teams in the United States. Sierra Nevada College had what she needed: a Business Program and a Ski Team. For the last five years, Martina has spent her time in beautiful Lake Tahoe and is loving everything it has to offer. Martina has banking experience from both Sweden and the US, and since joining Klaraos, she has worked with new client relations as well as trading.

Carosel 2

Written by Administrator | 27 October 2008

The Experience

Our clients come to Klaraos for answers to all of the intimidating
questions revolving around their financial world. With this, they
receive a certain, unique experience of calmness and balance
that guides their financial lives.

To learn more about our experiences, click here.